How Valuable Money Is Right Now Might Really Surprise You

@Signal and Noise: How valuable money is right now might really surprise you.

Let me do the math for you in practical terms, and you'll understand instantly.

The 200,000 yuan you hold in your hands right now was equivalent to 800,000 yuan in 2022, 600,000 yuan in 2018, and would be worth 350,000 yuan back in 2008.

To put it bluntly, the purchasing power of money has been rising, and money is truly becoming more and more valuable.

However, I find that many people are extremely anxious. They always hear others say that money will depreciate if kept in hand, so they frantically follow the trend to invest, buy houses, or buy wealth management products, terrified that their money will shrink.

There is a saying: the harder you try, the more debt you incur. This isn't telling you to lie flat, but rather asking you to keep your eyes wide open to the current market conditions.

Housing prices are falling, new car prices are continuously dropping, and electronics like phones and home appliances are getting cheaper and cheaper. Major platforms, car companies, and the real estate market are offering endless subsidies. Things we couldn't afford in the past can now be easily bought for much less money.

This is the most直观 truth: money isn't depreciating; instead, it's becoming increasingly valuable. I sincerely advise everyone: in the current macroeconomic environment, absolutely do not make reckless moves. Stay as far away as possible from shady wealth management schemes, franchise traps, and entrepreneurial investments.

Nowadays, there are almost no reliable ways for ordinary people to make money; over 90% of speculative ventures are traps.

You must see clearly: precisely because money is getting harder to earn now, the cash in your hands is becoming increasingly valuable.